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Mortgage disputes

The following documents are posted as 'Public Notice' regarding the exercise of 'due process of law' when disputing the Mort-gage (Deed of Trust) and 'Promissory Note'.


The public is encouraged to read, study and examine the documents posted for scrutiny and the enforcement of the Supreme Law of the Land'. 

Do you know the true definition of "Mort-gage"

-Mort-gage. From Old French, literally ‘Dead-Pledge’, from mort (from Latin mortuus ‘dead’) + gage ‘pledge’. Also called 'mortuum vadium'.


The 'Deed of Trust' / 'Mort-gage' (dead-pledge) is a 'feoffment' (bottomry) instrument used to coerce you (the alleged 'Borrower') to abandon your 'right of claim' to your (real) estate, and convey it to a 'Feoffor' (the alleged 'Lender' / Trustee named on the Mort-gage) for the purpose of sharecropping. 


The 'Deed' that you signed at the "settlement-closing meeting" did not and does not convey any 'title of ownership' to you at all. Therefore, it is 'Color of Title' and NOT title. The 'Deed' says in the beginning paragraph, "the property was conveyed, in fee simple". A "fee" is for feudal tenants / serfs / subjects under feudalism within purview of the unconstitutional 14th Amendment, and does not constitute ownership at all!


 Please take your time to review the following terms below which are defined in the Black's Law Dictionary, 4th and 5th Editions:


-Feoffment. The gift of any corporeal hereditament [anything that can be inherited] to another, operating by transmutation of possession, and requiring, as essential to its completion, that the seisin be passed, which might be accomplished either by investiture or by livery of seisin. A gift of a freehold interest in land accompanied by livery of seisin. The essential part is the livery of seisin. 

Also the deed or conveyance by which such corporeal hereditament is passed. A feoffment originally meant the grant of a feud or fee; that is, a barony or knight's fee, for which certain services were due from the feoffee to the feoffor.


-Feoffor. The person making a feoffment,  or enfeoffing another in fee.  


- Fee (estates). Ordinarily, word "fee" or "fee simple" is applied to an estate in land, but term is applicable to any kind of hereditament, corporeal or incorporeal, and is all the property in thing referred to or largest estate therein which person may have. 

A freehold estate in lands, held of a superior lord, as a reward for services, and on condition of rendering some service in return for it. 

The true meaning of the word "fee" is the same as that of "feud" or "fief," and in its original sense it is taken in contradistinction to "allodium," which latter is defined as a man's own land, which he possesses merely in his own right, without owing any rent or service to any superior.


-Allodial. Free; not holden of any lord or  superior; owned without obligation of vassalage or  fealty; the opposite of feudal.  


-Allodium. Land held absolutely in one's  own right, and not of any lord or superior; land not subject to feudal duties or burdens. An estate held  by absolute ownership, without recognizing any superior to whom any duty is due on account thereof.

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The U.s. (united states) is UNAM SANCTUM

Will you survive the fall of the Unam Sanctum and 'Usufruct'?

"Unam Sanctam" is a Latin phrase meaning "One Holy." 

It refers to the papal bull issued by Pope Boniface VIII in 1302, which asserts the Roman Catholic Church's supremacy of spiritual and temporal (worldly) authority over all people and lands. The duty of all human beings to submit to the Pope of Rome for salvation. 

'Unam Sanctum' is Colonialism / Feudalism.


"Usufruct". In the civil law, the right of enjoying a thing, the property of which is vested in another, and to draw from the same all the profit, utility, and advantage which it may produce, provided it be without altering the substance of the thing. - Black's Law Dictionary, 5th Edition.

'Usufruct' is Colonialism / Feudalism.


The UNITED STATES / UNITED STATES OF (North) AMERICA, Inc., is a corporation operating de facto as a rouge country / state for the Roman Catholic Church, and a de facto government at North America within the dominions of the Moroccan Empire. 

Therefore the UNITED STATES (Inc.) is actually a war machine used to plunder the aboriginal Moors and their abandoned lands, resources, and commercial ports using colonialism, feudalism, and usufruct via Deeds and Deeds of Trust / Mortgages under Article 22 and 23 of the Treaty of Peace and Friendship of 1836 between the United States of North America and the Moroccan Empire. 


Therefore, to rule the world from the throne of the Moroccan Empire at North America, i.e., ancient Egypt / Kemet / Hikuptah of Amexem (Land of the Gods).

Tim wennes

Tim Wennes, (acting as) CEO of SANTANDER (Inc.)

8585 N Stemmons FWY

Dallas, Texas

Admission of Guilt

Download PDF

Aboriginal title owner / heiress: Charis Wilkinson-Bey. 

Charis has successfully disputed the alleged mortgage debt and has proved fraud being committed by Tim Wennes, (acting as) CEO of SANTANDER (Inc.), et al., as shown by the paper-trail and video below:

Response Letter dated 10-16-2024; and CERTIFICATE OF SATISFACTION dated 9-6-2024 (pdf)Download
Final Paid In Full Letter dated 10-25-2024 (pdf)Download
Notice of Error EXHIBIT: E dated 8-15-2024 and EXHIBITS: E1, E2, and FTC with certified mail receipt (pdf)Download
Response Letter dated 6-25-2024 (pdf)Download
Notice of Error EXHIBIT D dated 5-31-2024 and EXHIBIT: D1 with certified mail receipts (pdf)Download
Notice of Error EXHIBIT: C dated 4-22-2024 and EXHIBIT: C1 with certified mail receipts (pdf)Download
Notice of Default EXHIBIT: B dated 4-22-2024 with certified mail receipts (pdf)Download
Response Letter dated 3-11-2024 (pdf)Download
Delinquent Notice dated 2-17-2024 (pdf)Download
Copies of Certified mail Receipt & Return Receipt dated 2-23-2024 for Affidavit of Dispute, etc. (pdf)Download
Adverse Claim of Title EXHIBIT: B and Memorandum of Trust (pdf)Download
Affidavit of Dispute EXHIBIT A dated 1-31-2024 and EXHIBIT: A1 (pdf)Download
CERTIFICATE OF SATISFACTION dated 5-17-2005 filed 7-27-2005 (pdf)Download
Deed of Trust dated 8-13-1998 (pdf)Download
Deed dated 8-31-1998 (pdf)Download

MAT ISHBIA

Check out this great civic class with Consul General Lamont Maurice El going over how Elzira Thornton-El proved mortgage fraud in her dispute.

Mat Ishbia, (acting as) CEO of UNITED WHOLESALE MORTGAGE (Inc.)

585 South Blvd E.

Pontiac, Michigan

Admission of Guilt

Download PDF

Aboriginal title owner / heiress: Elzira Thornton-El. 

Elzira has successfully disputed the alleged mortgage debt and has proved fraud being committed by Mat Ishbia, (acting as) CEO of UNITED WHOLESALE MORTGAGE (Inc.), et al., as shown by the paper-trail and video below:

Response Letter (Recently Missed Mortgage Payment) dated 7-5-2022 (pdf)Download
EXHIBITS B1 and B2 - Evidence of Fraud and Swindles (pdf)Download
Copies of Certified mail Receipt & Return Receipt for Notice of Default (pdf)Download
Notice of Default EXHIBIT: B dated 7-9-2021 (pdf)Download
Adverse Claim of Title EXHIBIT A dated 8-4-2021 and Memorandum of Trust (pdf)Download
Affidavit of Dispute EXHIBIT A dated 5-24-2021; and EXHIBIT: A1 (pdf)Download

Bruce R. Winn / Omar Aquino

Omar Aquino, (acting as) Vice President of

MAGNA HOSPITALITY GROUP LC (Inc.), d/b/a MHF ALEXANDRIA OPERATING V LLC, d/b/a/ RESIDENCE INN BY MARIOTT, ALEXANDRIA OLD TOWN SOUTH (Inc.)

300 Centerville Road, Ste. 300, 

Warwick, Rhode Island 02886

Bruce R. Winn, (acting as) former President of MAGNA HOSPITALITY GROUP LC (Inc.), d/b/a MHF ALEXANDRIA OPERATING V LLC, d/b/a/ RESIDENCE INN BY MARIOTT, ALEXANDRIA OLD TOWN SOUTH (Inc.)

300 Centerville Road, Ste. 300, 

Warwick, Rhode Island 02886

Default Judgment awarding Possession in Allodium

Download PDF

Aboriginal title owner / heir: Lamont Maurice El (aka Lamont Maurice Butler-El)

Lamont Maurice El has successfully disputed the alleged mortgage debt and has proved fraud being committed by Bruce R. Winn, (formerly acting as) President, and Omar Aquino, (acting as) Vice President of

MAGNA HOSPITALITY GROUP LC (Inc.), d/b/a MHF ALEXANDRIA OPERATING V LLC, d/b/a/ RESIDENCE INN BY MARIOTT, ALEXANDRIA OLD TOWN SOUTH (Inc.) of UNITED WHOLESALE MORTGAGE (Inc.), et al., as shown by the paper-trail below:

CERTIFIED Consular Court Default Judgment on 10-16-2023 (pdf)Download
CERTIFIED Consular Court Writ of Error on 10-4-2023 (pdf)Download
FILED Writ of Error EXHIBIT F-ERR on 3-15-2023 (pdf)Download
CERTIFIED Consul Agent Cover Letter with Adverse Claim and attachments on 2-21-2023 (pdf)Download
FILED Default Judgment EXHIBIT C-DEF on 2-21-2023 (pdf)Download
FILED Writ of Quo Warranto EXHIBIT B-QUO on 2-16-2023 (pdf)Download
CERTIFIED Writ or Error EXHIBIT A on 1-24-2023 (pdf)Download

Notice of Default and attachments

  • Certified mail receipts
  • Notice of Default [EXHIBIT: B] and EXHIBIT: B1

Download PDF

Affidavit of Dispute and attachments

  • Certified mail receipts and return receipt
  • Copy of Affidavit of Dispute [EXHIBIT: A], and EXHIBITS: A1 and A2
  • Copy of Adverse Claim of Title and Reversion of Ancestral Estate [EXHIBIT: B]
  • Copy of Memorandum of Trust

Download PDF

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