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Mortgage FRAUD

The following documents are posted as 'Public Notice' regarding the exercise of 'due process of law' when disputing the Mort-gage (Deed of Trust) and 'Promissory Note'.


The public is encouraged to read, study and examine the documents posted for scrutiny and the enforcement of the Supreme Law of the Land'. 

Do you know the true definition of "Mort-gage"

-Mort-gage. From Old French, literally ‘Dead-Pledge’, from mort (from Latin mortuus ‘dead’) + gage ‘pledge’. Also called 'mortuum vadium'.


The 'Deed of Trust' / 'Mort-gage' (dead-pledge) is a 'feoffment' (bottomry) instrument used to coerce you (the alleged 'Borrower') to abandon your 'right of claim' to your (real) estate, and convey it to a 'Feoffor' (the alleged 'Lender' / Trustee named on the Mort-gage) for the purpose of sharecropping. 


The 'Deed' that you signed at the "settlement-closing meeting" did not and does not convey any 'title of ownership' to you at all. Therefore, it is 'Color of Title' and NOT title. The 'Deed' says in the beginning paragraph, "the property was conveyed, in fee simple". A "fee" is for feudal tenants / serfs / subjects under feudalism within purview of the unconstitutional 14th Amendment, and does not constitute ownership at all!

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Modern Feudalism - Power Point Presentation

The Role of Mortgages and Rental Contracts in Creating a System of Vassalage on 8-3-2025

Tim wennes

Tim Wennes, (acting as) CEO of SANTANDER (Inc.)

8585 N Stemmons FWY

Dallas, Texas

Admission of Guilt

Download PDF

Aboriginal title owner / heiress: Charis Wilkinson-Bey. 

Charis has successfully disputed the alleged mortgage debt and has proved fraud being committed by Tim Wennes, (acting as) CEO of SANTANDER (Inc.), et al., as shown by the paper-trail and video below:

Response Letter dated 10-16-2024; and CERTIFICATE OF SATISFACTION dated 9-6-2024 (pdf)Download
Final Paid In Full Letter dated 10-25-2024 (pdf)Download
Notice of Error EXHIBIT: E dated 8-15-2024 and EXHIBITS: E1, E2, and FTC with certified mail receipt (pdf)Download
Response Letter dated 6-25-2024 (pdf)Download
Notice of Error EXHIBIT D dated 5-31-2024 and EXHIBIT: D1 with certified mail receipts (pdf)Download
Notice of Error EXHIBIT: C dated 4-22-2024 and EXHIBIT: C1 with certified mail receipts (pdf)Download
Notice of Default EXHIBIT: B dated 4-22-2024 with certified mail receipts (pdf)Download
Response Letter dated 3-11-2024 (pdf)Download
Delinquent Notice dated 2-17-2024 (pdf)Download
Copies of Certified mail Receipt & Return Receipt dated 2-23-2024 for Affidavit of Dispute, etc. (pdf)Download
Adverse Claim of Title EXHIBIT: B and Memorandum of Trust (pdf)Download
Affidavit of Dispute EXHIBIT A dated 1-31-2024 and EXHIBIT: A1 (pdf)Download
CERTIFICATE OF SATISFACTION dated 5-17-2005 filed 7-27-2005 (pdf)Download
Deed of Trust dated 8-13-1998 (pdf)Download
Deed dated 8-31-1998 (pdf)Download

MAT ISHBIA

Check out this great civic class with Consul General Lamont Maurice El going over how Elzira Thornton-El proved mortgage fraud in her dispute.

Mat Ishbia, (acting as) CEO of UNITED WHOLESALE MORTGAGE (Inc.)

585 South Blvd E.

Pontiac, Michigan

Admission of Guilt

Download PDF

Aboriginal title owner / heiress: Elzira Thornton-El. 

Elzira has successfully disputed the alleged mortgage debt and has proved fraud being committed by Mat Ishbia, (acting as) CEO of UNITED WHOLESALE MORTGAGE (Inc.), et al., as shown by the paper-trail and video below:

Response Letter (Recently Missed Mortgage Payment) dated 7-5-2022 (pdf)Download
EXHIBITS B1 and B2 - Evidence of Fraud and Swindles (pdf)Download
Copies of Certified mail Receipt & Return Receipt for Notice of Default (pdf)Download
Notice of Default EXHIBIT: B dated 7-9-2021 (pdf)Download
Adverse Claim of Title EXHIBIT A dated 8-4-2021 and Memorandum of Trust (pdf)Download
Affidavit of Dispute EXHIBIT A dated 5-24-2021; and EXHIBIT: A1 (pdf)Download

Bruce R. Winn / Omar Aquino

Omar Aquino, (acting as) Vice President of

MAGNA HOSPITALITY GROUP LC (Inc.), d/b/a MHF ALEXANDRIA OPERATING V LLC, d/b/a/ RESIDENCE INN BY MARIOTT, ALEXANDRIA OLD TOWN SOUTH (Inc.)

300 Centerville Road, Ste. 300, 

Warwick, Rhode Island 02886

Default Judgment awarding Possession in Allodium

Download PDF

Aboriginal title owner / heir: Lamont Maurice El (aka Lamont Maurice Butler-El)

Lamont Maurice El has successfully disputed the alleged mortgage debt and has proved fraud being committed by Bruce R. Winn, (formerly acting as) President, and Omar Aquino, (acting as) Vice President of

MAGNA HOSPITALITY GROUP LC (Inc.), d/b/a MHF ALEXANDRIA OPERATING V LLC, d/b/a/ RESIDENCE INN BY MARIOTT, ALEXANDRIA OLD TOWN SOUTH (Inc.) of UNITED WHOLESALE MORTGAGE (Inc.), et al., as shown by the paper-trail below:

CERTIFIED Consular Court Default Judgment on 10-16-2023 (pdf)Download
CERTIFIED Consular Court Writ of Error on 10-4-2023 (pdf)Download
FILED Writ of Error EXHIBIT F-ERR on 3-15-2023 (pdf)Download
CERTIFIED Consul Agent Cover Letter with Adverse Claim and attachments on 2-21-2023 (pdf)Download
FILED Default Judgment EXHIBIT C-DEF on 2-21-2023 (pdf)Download
FILED Writ of Quo Warranto EXHIBIT B-QUO on 2-16-2023 (pdf)Download
CERTIFIED Writ or Error EXHIBIT A on 1-24-2023 (pdf)Download

Notice of Default and attachments

  • Certified mail receipts
  • Notice of Default [EXHIBIT: B] and EXHIBIT: B1

Download PDF

Affidavit of Dispute and attachments

  • Certified mail receipts and return receipt
  • Copy of Affidavit of Dispute [EXHIBIT: A], and EXHIBITS: A1 and A2
  • Copy of Adverse Claim of Title and Reversion of Ancestral Estate [EXHIBIT: B]
  • Copy of Memorandum of Trust

Download PDF

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